App Description :
GO2bank is the ultimate mobile bank account, packed with the features you’d expect to make it easier to manage your money. We’re a Member FDIC bank and a brand of Green Dot Corporation.
App Features :
No monthly fees with eligible direct deposit.¹
Free nationwide ATM network.²
Earn over 10x the national savings rate average.³
Earn up to 7% cash back when you buy eGift Cards from nearly 100 popular merchants in the app.⁴
Overdraft protection up to $200, with opt-in and eligible direct deposit.⁵
Get your pay up to 2 days early with ASAP Direct Deposit™.⁶
Build your credit over time with responsible use of a secured credit card.⁷
Refer friends to GO2bank to earn rewards.⁸
Lock and unlock your card with a tap of the app.⁹
Transfer money from a linked debit card to your GO2bank account.¹⁰
Cash a check from the comfort of your home.¹¹
Visit GO2bank.com to learn more.
Online access, mobile number verification (via text message) and identity verification (including SSN) are required to open and use your account. Mobile number verification, email address verification and mobile app are required to access all features.
See Deposit Account Agreement at www.GO2bank.com/agreements for fees, terms and conditions.
¹ Monthly fee waived when you receive a payroll or government benefits direct deposit in the previous monthly statement period.
² See app for free ATM locations. $3 for out-of-network withdrawals. ATM owner may also charge a fee. ATM limits apply.
³ Interest paid quarterly on the average daily balance of savings during the quarter up to a $5,000 balance and if the account is in good standing. Fees on your primary deposit account may reduce earnings on your savings account. The average national savings account interest rate of 0.06% is determined by the FDIC as of 9/20/21. Visit www.fdic.gov/regulations/resources/rates/ to learn more.
⁴ Activated, chip-enabled debit card required to purchase eGift Cards. Active GO2bank account required to receive eGift Cards. eGift Card merchants subject to change.
⁵ Activated, chip-enabled debit card and opt-in required. $15 fee may apply to each eligible purchase transaction that brings your account negative. Balance must be brought to at least $0 within 24 hours of authorization of the first transaction that overdraws your account to avoid the fee. We require immediate payment of each overdraft and overdraft fee. Overdrafts paid at our discretion, and we do not guarantee that we will authorize and pay any transaction.
⁶ Direct deposit early availability depends on timing of payor’s payment instructions and fraud prevention restrictions may apply. As such, the availability or timing of early direct deposit may vary from pay period to pay period.
⁷ Available only to GO2bank accountholders with direct deposits totaling at least $100 in the past 30 days. Eligibility criteria applies.
⁸ Terms and conditions apply. See GO2bank.com/refer-a-friend.
⁹ Previously authorized transactions and deposits/transfers to your account will function with a locked card.
¹⁰ Fees and limits apply to debit card transfers.
Cards issued by GO2bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. Visa is a registered trademark of Visa International Service Association.
Technology Privacy Statement – www.go2bank.com/content/dam/go2bank/legal/about/docs/technology-privacy-statement.pdf
Additional Information :
- Size 201.5 MB
- Requires iOS 12.0 or later.
User Reviews :
At this time I’m currently happy with my decision to use the GO2Bank and the GO2Bank Credit Building accounts as of this moment I believe that I have chose and made the right decision to do this as I am trying to fix and rebuild my credit as my husband to be and I are trying to buy a home in the very near future and my credit is damaged due to my first marriage and his is a little of two things he has none or very little credit and/or his first marriage as well has played a big factor in his credit issues as well! So with these cards we are hoping to build and rebuild a bigger and better credit limit for the both of us and pray that in the very near future will be able to purchase our home as we are wanting!!
Developer Response ,
Hi Kindria, thank you so much for the 5-star rating! It is delightful to hear such positive words, and we appreciate you being our customer. We’ll make sure to keep up the excellent work for your banking experience. -ARP
Better bank than most
I’ve been with GoBank for years and switched over to GO2bank. Getting my money switched was frustrating and confusing, but it worked out in the end. (I originally gave it 1 star due to the frustration, but it all fixed itself in the end.)
The only reason I’m not giving it 5 stars is because many useful financial apps like Experian or Acorn do not recognize GoBank/GO2bank. They are never listed. I can’t even request GO2bank to be added to Experian cause there’s a digit in its name. Even when I tried to connect my GoBank account to GO2bank through Plaid, nothing came up when searching it. It’s ridiculous that other companies don’t recognize it even though it’s been around a long time and I was online banking with them way before other online banks started such as Chime. I think if there is a way to fix it. It would help customers out so much.
One more small critique is I liked the simplicity of the GoBank app home page. I don’t like GO2bank’s. I’d like to be able to clearly see my account, see any savings, transfer funds, etc. in one place like GoBank.
Developer Response ,
Hello, thank you for your rating. We apologize for all the trouble you’ve experienced. Your feedback matters to us as we strive harder to satisfy your banking needs. Have you tried searching these banks directly on the GO2bank app? You may visit www.go2bank.com/help/moving_money/transfer_from_another_bank_account_to_go2bank/how-do-i-link-another-bank-account-to-my-go2bank-account to link a bank account using your GO2bank app. As of the moment, transferring funds from GoBank to GO2bank is not available. You can only transfer money to your GO2bank account from another bank. Should you need further assistance, you may log into your account online at www.go2bank.com/help/contact-us and click the floating “Help” icon to initiate chat assistance. -AT
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